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While the loans are simple to obtain — some online lenders promise approval in minutes with no credit check — they are tough to get rid of. Customers who want to repay their loan in full typically must contact the online lender at least.

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And it’s not just borrowers who are viewed as clients; real estate agents also play an integral part in the online lender’s mortgage process. On one hand, it’s no.

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These providers promise easy approval with quick access to funds. However, that speed can come at a steep price — in many cases, the provider takes a portion.

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